Protect Your Family.
Build Your Future.
Lopez Wealth Care helps Tampa families, veterans, and business owners find the right life insurance policy — from final expense coverage to tax-advantaged IUL strategies with A-rated carriers.
No obligation. No pressure. Just honest guidance.
Your Free Consultation Includes:
- Review of your current coverage gaps
- Personalized policy options from A-rated carriers
- IUL cash value strategy overview
- Living benefits & family protection plan
- Tax-advantaged retirement concepts
100% free. No obligation whatsoever.
Brandon Lopez
Licensed Insurance Broker · Tampa, FL
A Local Agent Who Puts Your Family First
Hi, I'm Brandon Lopez, founder of Lopez Wealth Care and a licensed life insurance broker proudly serving the Tampa Bay area. I started Lopez Wealth Care with one mission: to make life insurance simple, accessible, and genuinely useful for real families and working professionals.
Whether you're a truck driver looking to protect your family, a veteran exploring your coverage options, a business owner planning for the future, or a parent thinking about generational wealth — I'm here to help you find the right solution without the pressure or confusion.
I work with only A-rated carriers including Ethos, Americo, National Life Group, Mutual of Omaha, and Transamerica, so you can trust that every policy I recommend meets the highest standards of reliability and financial strength.
Coverage Built Around Your Goals
We offer four types of life insurance coverage, each suited for different life stages and financial goals. Not sure which is right for you? That's exactly what your free consultation is for.
Final Expense Insurance
Peace of mind for your loved ones
Final expense insurance is an affordable whole life policy designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts — ensuring your family isn't left with a financial burden during an already difficult time.
- Coverage typically from $5,000 to $50,000
- Simplified application — no medical exam required
- Premiums that never increase
- Coverage that never expires
Ideal for: Individuals ages 50–85, families on a budget
Learn More in a Free ConsultationTerm Life Insurance
Protection for your most critical years
Term life insurance provides a substantial death benefit for a set period — typically 10, 20, or 30 years. It's often the most cost-effective way to ensure your family is protected during the years they need it most, such as when you have a mortgage or young children.
- Coverage from $100,000 to $1 million+
- Fixed premiums for the entire term
- Straightforward and easy to understand
- Convertible to permanent coverage options
Ideal for: Young families, mortgage holders, truck drivers, veterans
Learn More in a Free ConsultationWhole Life Insurance
Lifetime coverage with guaranteed growth
Whole life insurance provides permanent, lifelong coverage with a guaranteed cash value component that grows over time. It's a foundational tool for building generational wealth, leaving a legacy, and ensuring your family is always protected regardless of when you pass.
- Permanent coverage — never expires
- Guaranteed cash value accumulation
- Tax-deferred growth
- Can serve as a financial asset
Ideal for: Business owners, parents planning generational wealth
Learn More in a Free ConsultationIndexed Universal Life (IUL)
Flexible coverage with market-linked growth
An Indexed Universal Life policy combines permanent life insurance with a cash value component linked to a market index like the S&P 500. You can participate in market upside while a floor protects you from market losses — making it a powerful tool for tax-advantaged retirement income.
- Cash value linked to market index performance
- Downside protection — floor of 0% (no loss in down years)
- Tax-free policy loans for retirement income*
- Living benefits included for qualifying events
Ideal for: Business owners, high earners, retirement planners
*Policy loans reduce the death benefit and cash value. Not a guarantee of returns. Results vary based on index performance.
Learn More in a Free ConsultationNot sure which coverage is right for you?
Get a Free Policy RecommendationGetting Coverage Is Easier Than You Think
Our process is designed to be simple, transparent, and stress-free — from your first call to your final policy.
Schedule Your Free Call
Fill out the short form on this page or call (727) 916-1225 to schedule a no-obligation consultation. We'll find a time that works for your schedule — evenings and weekends available.
Takes less than 2 minutes to bookWe Review Your Needs
Brandon will walk through your current situation, coverage goals, budget, and priorities. Whether it's protecting your family, planning for retirement, or leaving a legacy — we tailor the conversation to you.
30-minute relaxed conversationReceive Your Custom Plan
You'll receive personalized policy options from our A-rated carrier partners — clearly explained, with no jargon. You decide if and when you're ready to move forward. Zero pressure, always.
Clear recommendations, no obligationReady to Take the First Step?
Schedule your free consultation today. There's no commitment, no sales pressure — just a friendly conversation to help you understand your options.
Backed by the Most Trusted Names in Insurance
We partner exclusively with A-rated carriers so every policy we recommend has the financial strength and reliability your family deserves.
Fast, simplified online life insurance for modern families.
Trusted final expense and supplemental health coverage.
Innovative IUL and living benefit solutions.
Iconic American carrier with deep roots in family protection.
Diversified life and retirement solutions for every stage.
A-Rated Financial Strength
Every carrier we work with holds an A rating or better from independent rating agencies, ensuring your policy is backed by financially strong companies.
Licensed & Compliant
Lopez Wealth Care operates under Florida state insurance regulations. All products are offered by licensed professionals.
Independent Agent Advantage
As an independent broker, we're not tied to any single carrier. We shop multiple options to find the best fit for your budget and coverage needs.
Your Information Is Secure
We treat your personal and financial information with the utmost confidentiality and never share it with third parties without your consent.
Families and Professionals We've Helped Protect
Real stories from real clients across the Tampa Bay area.
“Brandon took the time to explain everything in plain English. I finally feel like my family is protected. He never pushed me — just helped me understand my options.”
“As an OTR driver, I needed something that would take care of my family if something happened to me. Brandon set me up with the right term policy fast and easy.”
“I had no idea what an IUL was before talking to Brandon. Now I have coverage AND a strategy to build cash value tax-free. Game changer for my retirement planning.”
Trusted by Tampa Bay Families
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Take the First Step Toward Protecting Your Family
Fill out the form and Brandon will reach out to schedule your free consultation at a time that works for you. No high-pressure sales, no obligation — just honest guidance.
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